*,*::before,*::after{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;font-family:"DM Sans",system-ui,sans-serif;color:#102033;background:#fff;line-height:1.65}
    img{display:block;max-width:100%}
    a{text-decoration:none;color:inherit}
    :root{--red:#c90000;--red-dark:#990000;--gold:#cba449;--gold-bright:#e7c866;--navy:#071625;--blue:#12314f;--soft:#f5f7fb;--line:#dde5ef;--muted:#627286;--radius:8px;--shadow:0 18px 48px rgba(7,22,37,.12)}
    .container{width:min(1120px,calc(100% - 32px));margin:0 auto}
    .section{padding:84px 0}
    .eyebrow{margin:0 0 10px;color:var(--red);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
    h1,h2,h3{font-family:"Noto Serif",Georgia,serif;line-height:1.18;margin:0;color:var(--navy)}
    h1{max-width:780px;color:#fff;font-size:clamp(34px,6vw,64px)}
    h2{font-size:clamp(26px,4vw,40px)}
    h3{font-size:21px}
    p{margin:0;color:var(--muted)}
    .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:var(--radius);padding:13px 20px;font-weight:800;border:0;cursor:pointer}
    .btn-red{background:var(--red);color:#fff;box-shadow:0 10px 26px rgba(201,0,0,.22)}
    .btn-red:hover{background:var(--red-dark)}
    .btn-gold{background:var(--gold);color:#071625}

    /* Hero */
    .hero{position:relative;min-height:auto;display:flex;align-items:center;padding:76px 0 88px;background:#071625 url("brandasset/hero backround.webp") center/cover no-repeat;overflow:hidden}
    .hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(7,22,37,.96),rgba(7,22,37,.8),rgba(7,22,37,.42));pointer-events:none}
    .hero-content{position:relative;z-index:2;max-width:760px}
    .hero-badge{display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;padding:8px 13px;border:1px solid rgba(213,185,104,.4);border-radius:999px;color:#f5d87a;background:rgba(255,255,255,.07);font-size:13px;font-weight:800}
    .hero-lead{max-width:640px;margin:20px 0 0;color:rgba(255,255,255,.78);font-size:17px}

    /* Program block */
    .program-block{position:relative;isolation:isolate;overflow:hidden;background:#fff}
    .program-block.alt{background:var(--soft)}
    .program-block.dark{background:linear-gradient(180deg,#071625,#0c2035);color:#fff}
    .program-block.dark h2,.program-block.dark h3{color:#fff}
    .program-block.dark .eyebrow{color:var(--gold-bright)}
    .program-block.dark p{color:rgba(255,255,255,.68)}

    /* Identitas per program: Program 1 = biru (Online), Program 2 = emas (Onsite), Program 3 = merah (TITP/ESD) */
    .program-block.prog-1{background:linear-gradient(180deg,#eef4fb 0%,#ffffff 42%);border-top:5px solid var(--blue)}
    .program-block.prog-1::before{background:radial-gradient(circle,rgba(18,49,79,.24),transparent 70%)}
    .program-block.prog-1::after{background:radial-gradient(circle,rgba(201,0,0,.08),transparent 70%)}
    .program-block.prog-2{background:linear-gradient(180deg,#fdf6e6 0%,#fffdf8 42%);border-top:5px solid var(--gold)}
    .program-block.prog-2::before{background:radial-gradient(circle,rgba(203,164,73,.34),transparent 70%)}
    .program-block.prog-2::after{background:radial-gradient(circle,rgba(201,0,0,.1),transparent 70%)}
    .program-block.prog-3{border-top:5px solid var(--red)}

    .prog-badge{display:inline-flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:14px;
      font-family:"Noto Serif",Georgia,serif;font-weight:700;font-size:20px;margin-bottom:16px;color:#fff;
      box-shadow:0 10px 22px rgba(7,22,37,.25),inset 0 1px 1px rgba(255,255,255,.3)}
    .prog-1 .prog-badge{background:linear-gradient(135deg,#2c5c86,var(--blue))}
    .prog-2 .prog-badge{background:linear-gradient(135deg,var(--gold-bright),var(--gold));color:#4a3a0c}
    .prog-3 .prog-badge{background:linear-gradient(135deg,#e6413f,var(--red-dark))}

    .program-block::before,.program-block::after{content:"";position:absolute;z-index:0;border-radius:50%;pointer-events:none;filter:blur(6px)}
    .program-block::before{width:440px;height:440px;top:-160px;right:-120px;background:radial-gradient(circle,rgba(203,164,73,.28),transparent 70%)}
    .program-block::after{width:380px;height:380px;bottom:-160px;left:-90px;background:radial-gradient(circle,rgba(201,0,0,.14),transparent 70%)}
    .program-block.dark::before{background:radial-gradient(circle,rgba(231,200,102,.22),transparent 70%)}
    .program-block.dark::after{background:radial-gradient(circle,rgba(201,0,0,.22),transparent 70%)}
    .program-block > .container{position:relative;z-index:1}
    .program-head{max-width:680px}
    .program-head .sub{margin-top:12px;font-size:16px}

    .price-headline{position:relative;z-index:1;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px;margin:30px 0 36px;padding:24px 28px;border-radius:14px;
      background:linear-gradient(135deg,rgba(255,255,255,.65),rgba(255,255,255,.28));border:1px solid rgba(255,255,255,.55);
      backdrop-filter:blur(16px) saturate(150%);box-shadow:0 14px 34px -12px rgba(7,22,37,.2),inset 0 1px 0 rgba(255,255,255,.6)}
    .program-block.dark .price-headline{background:linear-gradient(135deg,rgba(255,255,255,.1),rgba(255,255,255,.03));border-color:rgba(255,255,255,.18);box-shadow:0 14px 34px -12px rgba(0,0,0,.4),inset 0 1px 0 rgba(255,255,255,.1)}
    .price-headline .lbl{font-size:11.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
    .program-block.dark .price-headline .lbl{color:rgba(255,255,255,.58)}
    .price-headline .lbl.note{max-width:220px;font-weight:700;line-height:1.5}
    .price-headline .amt{margin-top:6px;font-family:"Noto Serif",Georgia,serif;font-size:clamp(34px,5vw,50px);font-weight:700;color:var(--red);line-height:1}

    .scheme-grid{display:grid;grid-template-columns:1fr;gap:22px}
    @media(min-width:820px){.scheme-grid{grid-template-columns:repeat(2,1fr)}}

    .scheme-card{position:relative;display:flex;flex-direction:column;border-radius:16px;overflow:hidden;
      background:linear-gradient(160deg,rgba(255,255,255,.72),rgba(255,255,255,.34));
      border:1px solid rgba(255,255,255,.55);
      box-shadow:0 24px 48px -18px rgba(7,22,37,.28),inset 0 1px 0 rgba(255,255,255,.7);
      backdrop-filter:blur(22px) saturate(160%);-webkit-backdrop-filter:blur(22px) saturate(160%);
      transition:transform .35s ease,box-shadow .35s ease}
    .scheme-card:hover{transform:translateY(-4px);box-shadow:0 30px 56px -16px rgba(7,22,37,.34),inset 0 1px 0 rgba(255,255,255,.75)}
    .scheme-card::before{content:"";position:absolute;top:-55%;left:-25%;width:150%;height:65%;background:linear-gradient(120deg,rgba(255,255,255,.55),rgba(255,255,255,0) 60%);transform:rotate(-9deg);pointer-events:none;z-index:1}
    .program-block.dark .scheme-card{background:linear-gradient(160deg,rgba(255,255,255,.14),rgba(255,255,255,.04));border-color:rgba(255,255,255,.22);box-shadow:0 24px 48px -14px rgba(0,0,0,.4),inset 0 1px 0 rgba(255,255,255,.12)}
    .program-block.dark .scheme-card::before{background:linear-gradient(120deg,rgba(255,255,255,.18),rgba(255,255,255,0) 60%)}
    .scheme-card .head{position:relative;z-index:2;padding:24px 26px 20px;
      background:linear-gradient(135deg,rgba(7,22,37,.92),rgba(7,22,37,.72));
      backdrop-filter:blur(6px);color:#fff}
    .scheme-card .head::after{content:"";position:absolute;left:26px;right:26px;bottom:0;height:2px;background:linear-gradient(90deg,var(--gold),transparent)}
    .scheme-card .head h3{color:#fff}
    .scheme-card .head .kicker{display:block;margin-bottom:6px;color:var(--gold-bright);font-size:11.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
    .scheme-card .head .desc-line{margin-top:8px;color:rgba(255,255,255,.66);font-size:13.5px}
    .scheme-card .head .tag{display:inline-block;margin-top:12px;padding:6px 12px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.24);color:#f5d87a;font-size:12px;font-weight:700;backdrop-filter:blur(4px)}
    .scheme-card .body{position:relative;z-index:2;padding:22px 26px 26px;flex:1;display:flex;flex-direction:column}
    .scheme-card .head .num{position:absolute;top:22px;right:24px;z-index:3;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:"Noto Serif",Georgia,serif;font-weight:700;font-size:15px;color:#fff;box-shadow:0 6px 14px rgba(0,0,0,.3),inset 0 1px 1px rgba(255,255,255,.35)}

    /* Skema I — Kombinasi (aksen emas/hangat) */
    .scheme-card.scheme-combo{background:linear-gradient(160deg,rgba(255,248,228,.82),rgba(255,255,255,.32));border-color:rgba(203,164,73,.55)}
    .scheme-card.scheme-combo::before{background:linear-gradient(120deg,rgba(255,244,214,.65),rgba(255,255,255,0) 60%)}
    .scheme-card.scheme-combo .head{background:linear-gradient(135deg,rgba(120,86,18,.94),rgba(74,52,10,.88))}
    .scheme-card.scheme-combo .head::after{background:linear-gradient(90deg,var(--gold-bright),transparent)}
    .scheme-card.scheme-combo .head .num{background:radial-gradient(circle at 32% 28%,var(--gold-bright),var(--gold) 65%,#7a5f1c)}
    .scheme-card.scheme-combo .scheme-total{background:linear-gradient(135deg,rgba(255,247,224,.9),rgba(253,241,214,.55));border-color:rgba(203,164,73,.55)}
    .program-block.dark .scheme-card.scheme-combo{background:linear-gradient(160deg,rgba(231,200,102,.16),rgba(231,200,102,.04));border-color:rgba(231,200,102,.35)}
    .program-block.dark .scheme-card.scheme-combo::before{background:linear-gradient(120deg,rgba(231,200,102,.2),rgba(255,255,255,0) 60%)}

    /* Skema II — Tunai Penuh (aksen navy/biru, lebih tenang & solid) */
    .scheme-card.scheme-cash{background:linear-gradient(160deg,rgba(230,238,250,.82),rgba(255,255,255,.32));border-color:rgba(18,49,79,.3)}
    .scheme-card.scheme-cash::before{background:linear-gradient(120deg,rgba(220,233,250,.65),rgba(255,255,255,0) 60%)}
    .scheme-card.scheme-cash .head{background:linear-gradient(135deg,rgba(10,27,45,.95),rgba(18,49,79,.88))}
    .scheme-card.scheme-cash .head::after{background:linear-gradient(90deg,#7ea3c7,transparent)}
    .scheme-card.scheme-cash .head .num{background:radial-gradient(circle at 32% 28%,#7ea3c7,var(--blue) 65%,#081420)}
    .scheme-card.scheme-cash .scheme-total{background:linear-gradient(135deg,rgba(230,238,250,.9),rgba(222,233,247,.5));border-color:rgba(18,49,79,.3)}
    .scheme-card.scheme-cash .scheme-total .seal{background:radial-gradient(circle at 32% 28%,#4c7ba8,var(--blue) 65%,#081420);box-shadow:0 6px 14px rgba(18,49,79,.35),inset 0 1px 1px rgba(255,255,255,.4)}
    .scheme-card.scheme-cash .scheme-total .info span{color:#3d597a}
    .scheme-card.scheme-cash .scheme-total .info strong{color:var(--blue)}
    .program-block.dark .scheme-card.scheme-cash{background:linear-gradient(160deg,rgba(126,163,199,.16),rgba(126,163,199,.04));border-color:rgba(126,163,199,.32)}
    .program-block.dark .scheme-card.scheme-cash::before{background:linear-gradient(120deg,rgba(126,163,199,.2),rgba(255,255,255,0) 60%)}
    .program-block.dark .scheme-card.scheme-cash .scheme-total .info span{color:#bcd3e8}
    .program-block.dark .scheme-card.scheme-cash .scheme-total .info strong{color:#fff}

    .ledger{margin:0;list-style:none;padding:0}
    .ledger li{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;padding:12px 0;border-bottom:1px dashed rgba(7,22,37,.16);font-size:14.5px}
    .program-block.dark .ledger li{border-bottom-color:rgba(255,255,255,.18)}
    .ledger li:last-child{border-bottom:0}
    .ledger .desc{color:var(--navy);font-weight:600}
    .program-block.dark .ledger .desc{color:rgba(255,255,255,.9)}
    .ledger .val{color:var(--navy);font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap}
    .program-block.dark .ledger .val{color:#fff}
    .ledger li.note{flex-direction:column;gap:6px;padding:14px;margin:6px 0;border:1px dashed rgba(203,164,73,.55);border-radius:12px;background:rgba(255,247,224,.55);backdrop-filter:blur(6px)}
    .program-block.dark .ledger li.note{background:rgba(231,200,102,.1);border-color:rgba(231,200,102,.4)}
    .ledger li.note .desc{font-weight:500;font-size:13px;font-style:italic;color:#6b5a24}
    .program-block.dark .ledger li.note .desc{color:#f0d998}
    .ledger li.note .val{align-self:flex-end}

    .scheme-total{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:20px;padding:16px 20px;border-radius:12px;
      background:linear-gradient(135deg,rgba(255,247,224,.85),rgba(253,241,214,.5));
      border:1px solid rgba(203,164,73,.5);backdrop-filter:blur(8px);box-shadow:inset 0 1px 0 rgba(255,255,255,.6)}
    .program-block.dark .scheme-total{background:linear-gradient(135deg,rgba(231,200,102,.18),rgba(231,200,102,.06));border-color:rgba(231,200,102,.4)}
    .scheme-total .seal{flex-shrink:0;width:36px;height:36px;border-radius:50%;background:radial-gradient(circle at 32% 28%,#e6413f,var(--red) 65%,var(--red-dark));color:#fff;display:flex;align-items:center;justify-content:center;font-family:"Noto Serif",Georgia,serif;font-weight:700;font-size:14px;box-shadow:0 6px 14px rgba(201,0,0,.35),inset 0 1px 1px rgba(255,255,255,.4)}
    .scheme-total .info{flex:1}
    .scheme-total .info span{display:block;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#6b5a24}
    .program-block.dark .scheme-total .info span{color:#f0d998}
    .scheme-total .info strong{display:block;margin-top:2px;font-family:"Noto Serif",Georgia,serif;font-size:22px;color:var(--navy)}
    .program-block.dark .scheme-total .info strong{color:#fff}

    /* Cakupan */
    .inex-grid{display:grid;grid-template-columns:1fr;gap:20px;margin-top:32px}
    @media(min-width:760px){.inex-grid{grid-template-columns:repeat(2,1fr)}}
    .inex-card{padding:28px;border-radius:16px;border:1px solid rgba(255,255,255,.6);
      background:linear-gradient(160deg,rgba(255,255,255,.75),rgba(255,255,255,.4));
      backdrop-filter:blur(18px) saturate(150%);box-shadow:0 20px 40px -18px rgba(7,22,37,.24),inset 0 1px 0 rgba(255,255,255,.7)}
    .inex-card.yes{border-top:3px solid var(--gold)}
    .inex-card.no{border-top:3px solid var(--muted)}
    .inex-card h3{display:flex;align-items:center;gap:10px;font-size:18px}
    .inex-card ul{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:12px}
    .inex-card li{display:flex;gap:10px;align-items:flex-start;color:var(--navy);font-size:14.5px}
    .inex-card.yes li::before{content:"✓";flex-shrink:0;color:var(--gold);font-weight:800}
    .inex-card.no li::before{content:"–";flex-shrink:0;color:var(--muted);font-weight:800}

    /* Final CTA */
    .final-cta{padding:78px 0;background:var(--navy);color:#fff;text-align:center}
    .final-cta h2{color:#fff;max-width:640px;margin:0 auto}
    .final-cta p{max-width:560px;margin:16px auto 28px;color:rgba(255,255,255,.72)}

    .wa-float{position:fixed;right:18px;bottom:18px;z-index:60;background:#25d366;color:#fff;border-radius:999px;padding:13px 18px;font-weight:800;box-shadow:0 14px 34px rgba(0,0,0,.25)}

    @media(max-width:760px){.section,.program-block .section{padding:56px 0}.price-headline{flex-direction:column;align-items:flex-start}.wa-float{left:16px;right:16px;text-align:center}}